Buying a house is a big step and so is applying for a mortgage. It’s probably not something you want to do alone, but who can you get to guide you through the process? Of course we feel strongly that it should be Loan Fleet, but no matter which company you go with, we’d encourage you to think through a few basics.
In this post, we’ll share five essential qualities a good Orange County mortgage company should offer loan seekers.
Local Roots
One thing you want in your Orange County mortgage company is for it to be in, well, Orange County. As you apply for a mortgage, having to constantly have documentation approved by people in an office several states over just isn’t convenient. It can cause the whole process to lag. We think it’s better to work with local mortgage professionals who truly have an investment in their community.
Small Scope
We also recommend looking for an Orange County mortgage company that’s on the small side—not a massive banking institution. The reason for this is simple: you’ll get more personal attention. You’ll receive friendly service and lots of one-on-one time with your mortgage professional. And you’ll be offered solutions that are customized to meet your needs.
Independence
Speaking of which, you also want to get a mortgage company that can recommend whatever product is best for you—a mortgage company that’s truly independent. Don’t go for mortgage professionals who have strings attached, or who can only provide you with a narrow range of products.
Eclectic Product Offerings
Something else to consider is that you may have different mortgage needs arise in the future, so why not look for an Orange County mortgage company you can depend on over and over again? Look for a mortgage company that offers home loans, refinancing, debt consolidation, and more.
Ample Experience
Finally, no matter what company you decide to go with, we encourage borrowers to look for a mortgage company that’s seasoned. The Loan Fleet team has decades of combined mortgage experience.
Reach Out to Our Team
We’re a local Orange County company through and through, and we take pride in addressing the needs of home buyers and homeowners from all over the OC. That includes services in Newport Beach, Laguna Beach, Yorba Linda, Dana Point, Irvine, San Clemente, and beyond. We love Southern California, and appreciate working with so many wonderful folks here in the area.
We encourage you to learn more about what makes Loan Fleet a top Orange County mortgage company. Reach out to us today to inquire more about our products and services.