How has the pandemic affected home loans? As of right now, rates are hovering near the all-time low, making it an ideal time for borrowers to pursue homeownership. Check out the latest Loan Fleet blog post to learn more about where home mortgage rates stand right now.
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Will the Presidential Election Affect Mortgage Interest Rates?
Presidential election years do have an impact on economic and market outlooks, and many consumers do like to “wait it out.” But mortgage rates are not necessarily as affected as you might think. Contact a LoanFleet home loan specialist today to learn more.
Is it Harder to Qualify for a Home Loan During the Pandemic?
The pandemic did make qualifying for home loans a little tougher, but things are resetting and conditions are now favorable to home buyers. Speak to a LoanFleet specialist today for details.
5 Things to Look for in an Orange County Mortgage Company
Looking for an experienced Orange County mortgage company? Find out why Loan Fleet is a solid choice for your home financing needs.
6 Questions to Ask Before You Refinance Your Loan
We’ve blogged before about the potential advantages of refinancing. Such as how it can help you get lower monthly payments, pay off your home loan more quickly, or about how it can help you consolidate debts and gain more financial freedom. All of that is true, but it’s important to...
6 Things NOT to Do While Applying for a Home Loan
When you apply for a home loan, your lender will go to great lengths to determine your credit-worthiness. That is, how likely you are to make all your monthly payments on time, and how big of a risk you are for defaulting. To help make this decision, your lender will...
12 Ways to get the Lowest Refinancing Rates
Refinancing your mortgage can be advantageous—but only if you’re able to secure rates that are lower than the ones you have currently. In fact, mortgage professionals recommend that you seek rates that are at least one percent lower than your current ones—or else, refinancing might not be so financially beneficial....
Family Homes: Not an Investment or a Commodity
To state the obvious, homeowners like it when property values begin to rise. When a home’s value increases, so does the owner’s wealth. However, when this happens, more and more people begin to view real estate, including family homes, as a form of investment—but this isn’t necessarily a good thing....
Have Outstanding Credit? You Deserve an Outstanding Rate
Here’s a question you’ll want to answer for yourself if you ever apply for a mortgage loan: what’s my credit like? There are different ways of measuring your own creditworthiness, and the best way is to obtain your FICO credit score. These reports are a numerical representation of your credit...
How to Get the Lowest Mortgage Refinancing Rate
People refinance their mortgages for a few different reasons, such as a more flexible loan term, or to condense a 30-year into a 15-year loan. The most common reason to refinance is simply to get better rates. This means that as you shop around for a refinancing option, it’s vital...